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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,578 | $98,240-77.0% | $82,312-72.6% | $147,586-84.7% |
| Participation rate | 58.3% | 79.7%-21.4pp | 76.9%-18.6pp | 82.8%-24.5pp |
| Annual return | 19.74% | 30.85%-11.1pp | 25.88%-6.1pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,586 | $3,192-50.3% | $2,428-34.7% | $4,876-67.5% |
| Participant deferral / active EE | $3,090 | $4,383-29.5% | $3,706-16.6% | $5,439-43.2% |
| Admin fee / account holder | $447 | $8,563-94.8% | $5,608-92.0% | $10,886-95.9% |