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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $899,152 | $234,190+283.9% | $180,320+398.6% | $198,609+352.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 10.18% | 1057.44%-1047.3pp | 778.54%-768.4pp | 202.70%-192.5pp |
| Employer contribution / active EE | $33,131 | $5,258+530.2% | $4,108+706.6% | $5,055+555.4% |
| Participant deferral / active EE | $15,667 | $4,988+214.1% | $4,304+264.0% | $6,977+124.6% |
| Admin fee / account holder | $8,037 | $12,558-36.0% | $10,000-19.6% | $19,030-57.8% |