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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,334 | $76,371-53.7% | $93,621-62.3% | $72,975-51.6% |
| Participation rate | 54.1% | 71.8%-17.7pp | 75.8%-21.7pp | 69.5%-15.4pp |
| Annual return | 22.56% | 25.82%-3.3pp | 32.76%-10.2pp | 81.01%-58.5pp |
| Employer contribution / active EE | $1,199 | $2,276-47.3% | $2,719-55.9% | $2,440-50.8% |
| Participant deferral / active EE | $2,533 | $3,538-28.4% | $4,070-37.8% | $3,608-29.8% |
| Admin fee / account holder | $1,923 | $6,839-71.9% | $7,890-75.6% | $5,124-62.5% |