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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,568 | $80,983-28.9% | $96,544-40.4% | $75,177-23.4% |
| Participation rate | 30.6% | 71.8%-41.2pp | 76.0%-45.4pp | 67.2%-36.6pp |
| Annual return | 17.01% | 27.05%-10.0pp | 25.88%-8.9pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,416 | $2,282-37.9% | $2,966-52.3% | $2,671-47.0% |
| Participant deferral / active EE | $2,096 | $3,929-46.6% | $4,851-56.8% | $4,126-49.2% |
| Admin fee / account holder | $2,276 | $6,717-66.1% | $8,254-72.4% | $5,651-59.7% |