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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,774 | $165,381-82.0% | $149,730-80.1% | $158,966-81.3% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 313.83% | 348.29%-34.5pp | 276.70%+37.1pp | 302.95%+10.9pp |
| Employer contribution / active EE | $1,493 | $5,104-70.7% | $4,645-67.9% | $4,762-68.6% |
| Participant deferral / active EE | $2,896 | $7,182-59.7% | $6,843-57.7% | $5,983-51.6% |
| Admin fee / account holder | $563 | $10,809-94.8% | $9,310-94.0% | $11,250-95.0% |