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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,010 | $138,102-29.8% | $125,381-22.6% | $134,532-27.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.18% | 750.73%-776.9pp | 572.31%-598.5pp | 418.27%-444.4pp |
| Employer contribution / active EE | $9,000 | $5,245+71.6% | $4,815+86.9% | $4,741+89.8% |
| Participant deferral / active EE | $12,619 | $7,801+61.8% | $7,448+69.4% | $6,401+97.1% |
| Admin fee / account holder | $721 | $11,568-93.8% | $10,007-92.8% | $11,429-93.7% |