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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,622 | $78,520+39.6% | $96,576+13.5% | $82,448+33.0% |
| Participation rate | 59.0% | 77.7%-18.7pp | 81.4%-22.4pp | 68.1%-9.1pp |
| Annual return | 17.04% | 41.30%-24.3pp | 38.47%-21.4pp | 41.64%-24.6pp |
| Employer contribution / active EE | $1,835 | $2,630-30.2% | $3,553-48.4% | $2,551-28.1% |
| Participant deferral / active EE | $3,458 | $6,754-48.8% | $7,956-56.5% | $4,139-16.5% |
| Admin fee / account holder | $1,441 | $13,455-89.3% | $11,381-87.3% | $7,234-80.1% |