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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,622 | $77,358+41.7% | $102,184+7.3% | $87,485+25.3% |
| Participation rate | 59.0% | 78.7%-19.7pp | 82.6%-23.6pp | 68.9%-9.9pp |
| Annual return | 17.04% | 41.11%-24.1pp | 31.58%-14.5pp | 26.06%-9.0pp |
| Employer contribution / active EE | $1,835 | $2,562-28.4% | $3,594-48.9% | $2,596-29.3% |
| Participant deferral / active EE | $3,458 | $6,753-48.8% | $8,309-58.4% | $4,274-19.1% |
| Admin fee / account holder | $1,441 | $6,809-78.8% | $11,609-87.6% | $7,775-81.5% |