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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,691 | $150,447-86.2% | $136,298-84.8% | $147,586-86.0% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 15.10% | 1049.15%-1034.1pp | 5156.27%-5141.2pp | 578.59%-563.5pp |
| Employer contribution / active EE | $5,331 | $5,256+1.4% | $4,696+13.5% | $4,876+9.3% |
| Participant deferral / active EE | $7,215 | $6,631+8.8% | $6,247+15.5% | $5,439+32.7% |
| Admin fee / account holder | $13,996 | $10,906+28.3% | $9,244+51.4% | $10,886+28.6% |