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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,248 | $209,874+10.2% | $189,537+22.0% | $167,536+38.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 3.46% | 748.61%-745.2pp | 555.34%-551.9pp | 478.82%-475.4pp |
| Employer contribution / active EE | $17,411 | $6,913+151.9% | $6,161+182.6% | $4,839+259.8% |
| Participant deferral / active EE | $9,754 | $8,934+9.2% | $8,220+18.7% | $6,342+53.8% |
| Admin fee / account holder | $4,969 | $14,299-65.2% | $12,048-58.8% | $12,315-59.6% |