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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,096 | $138,075-44.9% | $123,552-38.4% | $135,379-43.8% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -7.66% | 153.70%-161.4pp | 119.20%-126.9pp | 519.79%-527.5pp |
| Employer contribution / active EE | $5,483 | $5,152+6.4% | $4,628+18.5% | $4,779+14.7% |
| Participant deferral / active EE | $15,376 | $6,800+126.1% | $6,426+139.3% | $5,609+174.1% |
| Admin fee / account holder | $3,846 | $10,917-64.8% | $9,285-58.6% | $10,828-64.5% |