See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 711 HIGH STREET · DES MOINES, IA 50392 | Contract Administrator | $69,339 |
Filed as: RAYMOND JAMES & ASSOCIATES Service code 27 · EIN 59-1237041 880 CARILLON PARKWAY P.O BOX 33014 · ST PETERSBURG, FL 337338014 | Advisory (Plan) | $15,580 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,116 | $47,126-44.6% | $149,673-82.6% | $74,419-64.9% |
| Participation rate | 65.5% | 63.4%+2.1pp | 78.8%-13.3pp | 70.7%-5.3pp |
| Annual return | 13.73% | 22.75%-9.0pp | 134.42%-120.7pp | 34.38%-20.6pp |
| Employer contribution / active EE | $298 | $1,905-84.4% | $4,818-93.8% | $2,637-88.7% |
| Participant deferral / active EE | $1,653 | $2,728-39.4% | $5,680-70.9% | $4,528-63.5% |
| Admin fee / account holder | $315 | $343-8.0% | $13,210-97.6% | $348-9.4% |