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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,957 | $165,381-74.6% | $149,730-72.0% | $158,966-73.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.33% | 348.29%-338.0pp | 276.70%-266.4pp | 302.95%-292.6pp |
| Employer contribution / active EE | $5,600 | $5,104+9.7% | $4,645+20.5% | $4,762+17.6% |
| Participant deferral / active EE | $3,712 | $7,182-48.3% | $6,843-45.7% | $5,983-38.0% |
| Admin fee / account holder | $7,479 | $10,809-30.8% | $9,310-19.7% | $11,250-33.5% |