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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,252 | $111,830-18.4% | $93,696-2.6% | $145,884-37.4% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 14.02% | 204.08%-190.1pp | 133.74%-119.7pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,870 | $3,093-39.6% | $2,422-22.8% | $4,662-59.9% |
| Participant deferral / active EE | $5,738 | $4,920+16.6% | $4,417+29.9% | $6,690-14.2% |
| Admin fee / account holder | $1,670 | $10,249-83.7% | $8,287-79.8% | $13,392-87.5% |