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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,097 | $180,462-47.9% | $154,111-38.9% | $135,379-30.5% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -5.93% | 888.17%-894.1pp | 735.18%-741.1pp | 519.79%-525.7pp |
| Employer contribution / active EE | $2,100 | $6,036-65.2% | $5,298-60.4% | $4,779-56.1% |
| Participant deferral / active EE | $3,483 | $5,806-40.0% | $5,081-31.5% | $5,609-37.9% |
| Admin fee / account holder | $478 | $16,145-97.0% | $13,411-96.4% | $10,828-95.6% |