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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,517 | $202,342-78.5% | $172,752-74.8% | $152,897-71.5% |
| Participation rate | 94.4% | 87.1%+7.4pp | 82.6%+11.8pp | 82.5%+12.0pp |
| Annual return | 24.56% | 1029.83%-1005.3pp | 802.97%-778.4pp | 345.43%-320.9pp |
| Employer contribution / active EE | $3,937 | $5,858-32.8% | $5,144-23.5% | $4,764-17.4% |
| Participant deferral / active EE | $6,915 | $5,948+16.2% | $5,198+33.0% | $5,851+18.2% |
| Admin fee / account holder | $449 | $17,111-97.4% | $13,955-96.8% | $11,599-96.1% |