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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,740 | $112,131-11.9% | $95,964+2.9% | $158,982-37.9% |
| Participation rate | 92.9% | 79.0%+13.9pp | 77.1%+15.8pp | 82.0%+10.9pp |
| Annual return | 39.20% | 171.19%-132.0pp | 91.64%-52.4pp | 302.99%-263.8pp |
| Employer contribution / active EE | $5,683 | $3,199+77.7% | $2,541+123.6% | $4,763+19.3% |
| Participant deferral / active EE | $12,835 | $4,784+168.3% | $4,167+208.0% | $5,983+114.5% |
| Admin fee / account holder | $3,833 | $10,136-62.2% | $6,797-43.6% | $11,252-65.9% |