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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,730 | $202,342-43.8% | $172,752-34.2% | $152,897-25.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 14.46% | 1029.83%-1015.4pp | 802.97%-788.5pp | 345.43%-331.0pp |
| Employer contribution / active EE | $4,257 | $5,858-27.3% | $5,144-17.3% | $4,764-10.6% |
| Participant deferral / active EE | $13,428 | $5,948+125.7% | $5,198+158.3% | $5,851+129.5% |
| Admin fee / account holder | $1,022 | $17,111-94.0% | $13,955-92.7% | $11,599-91.2% |