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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,672 | $103,392+30.3% | $87,104+54.6% | $152,897-11.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 22.15% | 28.10%-5.9pp | 28.19%-6.0pp | 345.43%-323.3pp |
| Employer contribution / active EE | $14,616 | $3,221+353.8% | $2,521+479.7% | $4,764+206.8% |
| Participant deferral / active EE | $11,730 | $4,778+145.5% | $4,048+189.7% | $5,851+100.5% |
| Admin fee / account holder | $1,419 | $12,194-88.4% | $7,491-81.1% | $11,599-87.8% |