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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,701 | $132,634-52.7% | $115,768-45.8% | $137,256-54.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 36.42% | 160.70%-124.3pp | 100.46%-64.0pp | 220.34%-183.9pp |
| Employer contribution / active EE | $1,848 | $3,360-45.0% | $2,940-37.1% | $4,156-55.5% |
| Participant deferral / active EE | $10,990 | $5,619+95.6% | $4,917+123.5% | $6,407+71.5% |
| Admin fee / account holder | $15,541 | $15,028+3.4% | $12,439+24.9% | $12,270+26.7% |