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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,206 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,444 | $93,617-68.5% | $135,982-78.3% | $75,177-60.8% |
| Participation rate | 56.7% | 75.2%-18.5pp | 81.9%-25.2pp | 67.2%-10.5pp |
| Annual return | 17.06% | 30.89%-13.8pp | 68.32%-51.3pp | 160.75%-143.7pp |
| Employer contribution / active EE | $2,696 | $3,538-23.8% | $4,859-44.5% | $2,671+0.9% |
| Participant deferral / active EE | $8,438 | $6,406+31.7% | $7,760+8.7% | $4,126+104.5% |
| Admin fee / account holder | $40 | $6,980-99.4% | $10,767-99.6% | $5,651-99.3% |