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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,764 | $148,623-48.4% | $135,974-43.5% | $139,466-45.0% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 18.74% | 79.30%-60.6pp | 68.30%-49.6pp | 373.66%-354.9pp |
| Employer contribution / active EE | $3,489 | $5,246-33.5% | $4,859-28.2% | $4,754-26.6% |
| Participant deferral / active EE | $9,900 | $8,103+22.2% | $7,760+27.6% | $6,712+47.5% |
| Admin fee / account holder | $2,676 | $12,406-78.4% | $10,767-75.1% | $11,409-76.5% |