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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,458 | $93,117+10.0% | $77,096+32.9% | $134,532-23.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -27.67% | 62.67%-90.3pp | 42.35%-70.0pp | 418.27%-445.9pp |
| Employer contribution / active EE | $12,040 | $3,420+252.0% | $2,814+327.8% | $4,741+154.0% |
| Participant deferral / active EE | $22,667 | $5,241+332.5% | $4,429+411.8% | $6,401+254.1% |
| Admin fee / account holder | $987 | $6,948-85.8% | $5,428-81.8% | $11,429-91.4% |