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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,051 | $147,556+108.8% | $129,031+138.7% | $198,609+55.1% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 12.89% | 37.41%-24.5pp | 34.67%-21.8pp | 202.70%-189.8pp |
| Employer contribution / active EE | $14,290 | $3,645+292.1% | $3,226+343.0% | $5,055+182.7% |
| Participant deferral / active EE | $26,000 | $5,760+351.4% | $5,217+398.4% | $6,977+272.7% |
| Admin fee / account holder | $2,553 | $15,467-83.5% | $13,208-80.7% | $19,030-86.6% |