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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,874 | $157,304-82.3% | $141,197-80.3% | $152,909-81.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.65% | 64.34%-39.7pp | 71.41%-46.8pp | 345.46%-320.8pp |
| Employer contribution / active EE | $3,239 | $5,263-38.5% | $4,736-31.6% | $4,764-32.0% |
| Participant deferral / active EE | $4,014 | $7,111-43.5% | $6,710-40.2% | $5,851-31.4% |
| Admin fee / account holder | $461 | $12,126-96.2% | $10,265-95.5% | $11,601-96.0% |