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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,308 | $232,540-90.8% | $185,117-88.5% | $147,586-85.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 70.29% | 43.03%+27.3pp | 40.50%+29.8pp | 578.59%-508.3pp |
| Employer contribution / active EE | $15,254 | $5,195+193.6% | $4,182+264.8% | $4,876+212.8% |
| Participant deferral / active EE | $8,069 | $5,834+38.3% | $5,045+59.9% | $5,439+48.4% |
| Admin fee / account holder | $4,731 | $10,275-54.0% | $8,159-42.0% | $10,886-56.5% |