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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,096 | $148,623-82.4% | $135,974-80.8% | $139,466-81.3% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 24.59% | 79.30%-54.7pp | 68.30%-43.7pp | 373.66%-349.1pp |
| Employer contribution / active EE | $2,434 | $5,246-53.6% | $4,859-49.9% | $4,754-48.8% |
| Participant deferral / active EE | $8,681 | $8,103+7.1% | $7,760+11.9% | $6,712+29.3% |
| Admin fee / account holder | $373 | $12,406-97.0% | $10,767-96.5% | $11,409-96.7% |