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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,809 | $160,070-74.5% | $147,117-72.3% | $145,897-72.0% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 2.85% | 98.69%-95.8pp | 420.54%-417.7pp | 552.29%-549.4pp |
| Employer contribution / active EE | $2,885 | $5,285-45.4% | $4,932-41.5% | $4,663-38.1% |
| Participant deferral / active EE | $9,089 | $8,419+7.9% | $8,065+12.7% | $6,689+35.9% |
| Admin fee / account holder | $595 | $15,035-96.0% | $12,993-95.4% | $13,390-95.6% |