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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,077,035 | $223,823+381.2% | $211,142+410.1% | $154,746+596.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.93% | 50.39%-33.5pp | 46.84%-29.9pp | 172.34%-155.4pp |
| Employer contribution / active EE | $27,992 | $6,787+312.5% | $6,442+334.5% | $4,379+539.2% |
| Participant deferral / active EE | $28,778 | $9,750+195.1% | $9,284+210.0% | $6,730+327.6% |
| Admin fee / account holder | $35,025 | $19,707+77.7% | $19,076+83.6% | $14,365+143.8% |