Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,203 | $76,551-84.1% | $123,894-90.2% | $62,881-80.6% |
| Participation rate | 60.6% | 73.0%-12.4pp | 81.4%-20.8pp | 69.3%-8.7pp |
| Annual return | 12.68% | 18.68%-6.0pp | 47.52%-34.8pp | 20.14%-7.5pp |
| Employer contribution / active EE | $1,786 | $2,882-38.0% | $4,617-61.3% | $2,281-21.7% |
| Participant deferral / active EE | $3,524 | $4,840-27.2% | $5,984-41.1% | $3,203+10.0% |
| Admin fee / account holder | $463 | $4,826-90.4% | $8,357-94.5% | $4,296-89.2% |