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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,614 | $37,446-63.6% | $77,513-82.4% | $79,852-83.0% |
| Participation rate | 25.8% | 41.5%-15.8pp | 54.2%-28.4pp | 69.6%-43.9pp |
| Annual return | 50.70% | 39.76%+10.9pp | 54.81%-4.1pp | 31.72%+19.0pp |
| Employer contribution / active EE | $429 | $637-32.6% | $987-56.5% | $2,471-82.6% |
| Participant deferral / active EE | $1,210 | $1,261-4.0% | $1,861-35.0% | $3,740-67.7% |
| Admin fee / account holder | $215 | $2,506-91.4% | $2,859-92.5% | $5,306-95.9% |