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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,291 | $35,183-59.4% | $73,550-80.6% | $70,126-79.6% |
| Participation rate | 42.9% | 42.9%-0.1pp | 54.9%-12.1pp | 69.5%-26.7pp |
| Annual return | 29.72% | 26.90%+2.8pp | -15.16%+44.9pp | 73.15%-43.4pp |
| Employer contribution / active EE | $1,568 | $709+121.3% | $1,219+28.6% | $2,343-33.1% |
| Participant deferral / active EE | $2,051 | $1,220+68.1% | $1,804+13.7% | $3,332-38.4% |
| Admin fee / account holder | $539 | $2,302-76.6% | $2,320-76.8% | $4,645-88.4% |