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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,212 | $102,245-91.0% | $89,340-89.7% | $137,256-93.3% |
| Participation rate | 58.8% | 74.9%-16.1pp | 69.6%-10.7pp | 80.0%-21.1pp |
| Annual return | 22.82% | 21.89%+0.9pp | 20.57%+2.2pp | 220.34%-197.5pp |
| Employer contribution / active EE | $618 | $2,529-75.5% | $2,231-72.3% | $4,156-85.1% |
| Participant deferral / active EE | $2,317 | $4,436-47.8% | $3,823-39.4% | $6,407-63.8% |
| Admin fee / account holder | $77 | $8,085-99.0% | $6,704-98.9% | $12,270-99.4% |