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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,777 | $81,446-75.7% | $103,374-80.9% | $80,874-75.5% |
| Participation rate | 75.6% | 66.9%+8.7pp | 74.5%+1.0pp | 67.6%+7.9pp |
| Annual return | 26.27% | 25.57%+0.7pp | 24.89%+1.4pp | 35.62%-9.3pp |
| Employer contribution / active EE | $1,294 | $3,107-58.4% | $3,869-66.6% | $2,756-53.0% |
| Participant deferral / active EE | $2,954 | $3,870-23.7% | $5,058-41.6% | $4,297-31.3% |
| Admin fee / account holder | $432 | $6,715-93.6% | $8,394-94.9% | $6,935-93.8% |