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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,777 | $81,504-75.7% | $102,437-80.7% | $80,959-75.6% |
| Participation rate | 75.6% | 66.9%+8.7pp | 74.5%+1.0pp | 67.7%+7.9pp |
| Annual return | 26.27% | 25.60%+0.7pp | 24.95%+1.3pp | 35.67%-9.4pp |
| Employer contribution / active EE | $1,294 | $3,104-58.3% | $3,871-66.6% | $2,757-53.1% |
| Participant deferral / active EE | $2,954 | $3,871-23.7% | $5,060-41.6% | $4,300-31.3% |
| Admin fee / account holder | $432 | $6,719-93.6% | $8,388-94.9% | $6,925-93.8% |