Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,221 | $102,429-88.1% | $147,096-91.7% | $80,925-84.9% |
| Participation rate | 45.5% | 75.9%-30.4pp | 82.2%-36.7pp | 67.7%-22.2pp |
| Annual return | 8.54% | 135.02%-126.5pp | 419.75%-411.2pp | 35.65%-27.1pp |
| Employer contribution / active EE | $1,096 | $3,716-70.5% | $4,936-77.8% | $2,756-60.2% |
| Participant deferral / active EE | $1,547 | $6,649-76.7% | $8,071-80.8% | $4,299-64.0% |
| Admin fee / account holder | $1,454 | $7,957-81.7% | $13,005-88.8% | $6,940-79.0% |