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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,042 | $124,425-59.0% | $112,040-54.4% | $137,256-62.8% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 13.77% | 24.72%-10.9pp | 24.52%-10.7pp | 220.34%-206.6pp |
| Employer contribution / active EE | $1,439 | $3,411-57.8% | $2,954-51.3% | $4,156-65.4% |
| Participant deferral / active EE | $4,083 | $5,718-28.6% | $5,098-19.9% | $6,407-36.3% |
| Admin fee / account holder | $2,213 | $15,207-85.5% | $12,098-81.7% | $12,270-82.0% |