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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,921 | $138,102-92.1% | $125,381-91.3% | $134,532-91.9% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | 76.04% | 750.73%-674.7pp | 572.31%-496.3pp | 418.27%-342.2pp |
| Employer contribution / active EE | $3,588 | $5,245-31.6% | $4,815-25.5% | $4,741-24.3% |
| Participant deferral / active EE | $4,016 | $7,801-48.5% | $7,448-46.1% | $6,401-37.3% |
| Admin fee / account holder | $645 | $11,568-94.4% | $10,007-93.6% | $11,429-94.4% |