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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,051 | $91,198-78.0% | $178,503-88.8% | $79,856-74.9% |
| Participation rate | 22.4% | 69.2%-46.8pp | 81.9%-59.5pp | 69.6%-47.2pp |
| Annual return | 0.00% | 24.20%-24.2pp | 151.12%-151.1pp | 31.71%-31.7pp |
| Employer contribution / active EE | $452 | $3,257-86.1% | $5,011-91.0% | $2,471-81.7% |
| Participant deferral / active EE | $1,001 | $3,237-69.1% | $5,202-80.7% | $3,741-73.2% |
| Admin fee / account holder | $738 | $6,748-89.1% | $13,987-94.7% | $5,306-86.1% |