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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,040 | $160,070-67.5% | $147,117-64.6% | $145,897-64.3% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 7.72% | 98.69%-91.0pp | 420.54%-412.8pp | 552.29%-544.6pp |
| Employer contribution / active EE | $4,582 | $5,285-13.3% | $4,932-7.1% | $4,663-1.7% |
| Participant deferral / active EE | $11,126 | $8,419+32.2% | $8,065+38.0% | $6,689+66.3% |
| Admin fee / account holder | $30,158 | $15,035+100.6% | $12,993+132.1% | $13,390+125.2% |