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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,308 | $84,708-37.1% | $75,714-29.6% | $167,536-68.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 24.87% | 199.62%-174.8pp | 104.62%-79.8pp | 478.82%-453.9pp |
| Employer contribution / active EE | $4,914 | $3,231+52.1% | $2,744+79.1% | $4,839+1.5% |
| Participant deferral / active EE | $7,647 | $4,577+67.1% | $3,820+100.2% | $6,342+20.6% |
| Admin fee / account holder | $319 | $5,358-94.1% | $3,619-91.2% | $12,315-97.4% |