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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,331 | $76,608-16.0% | $56,077+14.7% | $145,877-55.9% |
| Participation rate | 23.1% | 63.2%-40.2pp | 52.5%-29.4pp | 80.3%-57.2pp |
| Annual return | 34.17% | 3009.59%-2975.4pp | 1709.28%-1675.1pp | 551.28%-517.1pp |
| Employer contribution / active EE | $448 | $1,382-67.6% | $1,040-56.9% | $4,663-90.4% |
| Participant deferral / active EE | $1,736 | $2,624-33.8% | $1,954-11.2% | $6,691-74.1% |
| Admin fee / account holder | $320 | $3,325-90.4% | $2,825-88.7% | $13,402-97.6% |