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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,743 | $96,678-91.0% | $86,640-89.9% | $139,466-93.7% |
| Participation rate | 44.4% | 74.4%-30.0pp | 71.7%-27.3pp | 80.3%-35.9pp |
| Annual return | 29.84% | 106.69%-76.9pp | 592.52%-562.7pp | 373.66%-343.8pp |
| Employer contribution / active EE | $1,086 | $3,265-66.7% | $3,024-64.1% | $4,754-77.1% |
| Participant deferral / active EE | $2,008 | $4,837-58.5% | $4,438-54.8% | $6,712-70.1% |
| Admin fee / account holder | $2,668 | $6,410-58.4% | $5,616-52.5% | $11,409-76.6% |