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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,919 | $213,785-67.8% | $185,441-62.8% | $155,188-55.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.37% | 19.97%-4.6pp | 20.16%-4.8pp | 148.84%-133.5pp |
| Employer contribution / active EE | $5,229 | $5,393-3.0% | $4,672+11.9% | $4,248+23.1% |
| Participant deferral / active EE | $0 | $6,864-100.0% | $6,152-100.0% | $6,531-100.0% |
| Admin fee / account holder | $527 | $21,134-97.5% | $17,890-97.1% | $14,480-96.4% |