Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,794 | $44,873-67.0% | $79,467-81.4% | $56,289-73.7% |
| Participation rate | 27.8% | 68.7%-40.9pp | 73.3%-45.5pp | 69.9%-42.0pp |
| Annual return | -14.84% | 0.81%-15.7pp | 718.30%-733.1pp | -9.96%-4.9pp |
| Employer contribution / active EE | $0 | $2,140-100.0% | $2,800-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $2,329 | $2,746-15.2% | $3,704-37.1% | $3,350-30.5% |
| Admin fee / account holder | $2,645 | $418+532.1% | $5,104-48.2% | $521+407.7% |