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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,018 | $29,716+54.9% | $56,077-17.9% | $80,925-43.1% |
| Participation rate | 92.6% | 41.7%+50.9pp | 52.5%+40.1pp | 67.7%+24.9pp |
| Annual return | 23.50% | 35.30%-11.8pp | 1709.28%-1685.8pp | 35.65%-12.2pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,221 | $1,228+325.0% | $1,954+167.2% | $4,299+21.5% |
| Admin fee / account holder | $7,673 | $2,432+215.5% | $2,825+171.6% | $6,940+10.6% |