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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,018 | $29,733+54.8% | $56,025-17.9% | $80,959-43.2% |
| Participation rate | 92.6% | 41.7%+50.9pp | 52.5%+40.1pp | 67.7%+24.9pp |
| Annual return | 23.50% | 35.28%-11.8pp | 1712.69%-1689.2pp | 35.67%-12.2pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,221 | $1,229+324.7% | $1,955+167.1% | $4,300+21.4% |
| Admin fee / account holder | $7,673 | $2,434+215.3% | $2,828+171.3% | $6,925+10.8% |