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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,017 | $77,416-74.1% | $69,464-71.2% | $152,897-86.9% |
| Participation rate | 95.0% | 78.1%+16.9pp | 74.6%+20.4pp | 82.5%+12.5pp |
| Annual return | 25.45% | 39.08%-13.6pp | 28.98%-3.5pp | 345.43%-320.0pp |
| Employer contribution / active EE | $1,540 | $3,315-53.6% | $2,779-44.6% | $4,764-67.7% |
| Participant deferral / active EE | $2,522 | $4,413-42.9% | $3,536-28.7% | $5,851-56.9% |
| Admin fee / account holder | $960 | $6,208-84.5% | $3,840-75.0% | $11,599-91.7% |