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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,022 | $202,463-72.3% | $169,397-66.9% | $139,487-59.8% |
| Participation rate | 77.8% | 81.1%-3.3pp | 77.2%+0.6pp | 80.3%-2.6pp |
| Annual return | 250.35% | 532.64%-282.3pp | 406.23%-155.9pp | 373.84%-123.5pp |
| Employer contribution / active EE | $7,001 | $4,694+49.2% | $4,013+74.5% | $4,755+47.2% |
| Participant deferral / active EE | $12,939 | $6,941+86.4% | $6,223+107.9% | $6,713+92.8% |
| Admin fee / account holder | $450 | $10,726-95.8% | $9,017-95.0% | $11,407-96.1% |