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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,776 | $180,749-53.1% | $160,784-47.3% | $137,256-38.2% |
| Participation rate | 71.4% | 80.0%-8.5pp | 77.0%-5.5pp | 80.0%-8.5pp |
| Annual return | 18.59% | 2234.46%-2215.9pp | 1803.92%-1785.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $6,202 | $4,155+49.3% | $3,733+66.2% | $4,156+49.2% |
| Participant deferral / active EE | $11,605 | $6,844+69.6% | $6,293+84.4% | $6,407+81.1% |
| Admin fee / account holder | $12,899 | $10,397+24.1% | $9,717+32.7% | $12,270+5.1% |