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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,730 | $211,239-71.7% | $178,528-66.5% | $145,877-59.1% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 14.00% | 30.22%-16.2pp | 27.11%-13.1pp | 551.28%-537.3pp |
| Employer contribution / active EE | $5,745 | $4,570+25.7% | $3,950+45.4% | $4,663+23.2% |
| Participant deferral / active EE | $11,160 | $6,963+60.3% | $6,278+77.7% | $6,691+66.8% |
| Admin fee / account holder | $2,590 | $12,095-78.6% | $10,419-75.1% | $13,402-80.7% |