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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,715 | $138,102+148.2% | $125,381+173.3% | $134,532+154.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.81% | 750.73%-775.5pp | 572.31%-597.1pp | 418.27%-443.1pp |
| Employer contribution / active EE | $21,263 | $5,245+305.4% | $4,815+341.6% | $4,741+348.5% |
| Participant deferral / active EE | $11,713 | $7,801+50.2% | $7,448+57.3% | $6,401+83.0% |
| Admin fee / account holder | $14,678 | $11,568+26.9% | $10,007+46.7% | $11,429+28.4% |