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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,252 | $217,432-34.1% | $185,851-22.9% | $167,553-14.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.78% | 148.43%-140.7pp | 122.11%-114.3pp | 478.89%-471.1pp |
| Employer contribution / active EE | $22,361 | $5,874+280.6% | $5,168+332.6% | $4,840+362.0% |
| Participant deferral / active EE | $28,447 | $6,357+347.5% | $5,569+410.8% | $6,343+348.5% |
| Admin fee / account holder | $592 | $19,820-97.0% | $16,245-96.4% | $12,316-95.2% |